If you have student loans and not sure where to start – you’ve come to the right place! I wish I knew about these resources during medical school to say the least. I did not know about PSLF nor did I make any payments during training which resulted in ~ $50,000 of capitalized interested. Yikes!
The student loan acronyms can be very confusing and there is little expertise out there. The rules change rapidly. Most Financial Advisors are not familiar with all the rules and may not advise you properly. Below, you’ll find vetted help along with a list of companies that will refinance your loans to a lower interest rate. Please note that once you refinance, you will no longer qualify for PSLF.
If you’ve got six figures of med school loans, Travis from Student Loan Planner can show you how to eliminate student loans as a source of stress in life and how to save every dollar possible while paying them back.
Whether you’re trying to optimize Public Service Loan Forgiveness, decide if you should refinance, choose the right repayment plan, or figure out your tax filing status, he will listen to your concerns and solve them. Even better, you’ll save dozens of hours studying the student loan system that you can spend doing something more enjoyable.
Check out Travis’ ultimate (and free) student loan calculator here.
If you’d like to learn more, check out how you can get student loan help here.
Student Loan Refinancing:
The best fixed rates by FAR are with First Republic Bank – $200 credit to you:
What’s the “catch?” You must live near a physical branch (NYC, Boston, Socal, Norcal and others) and use them as your main checking account. This also becomes a private loan and they are not forgiven at death. If you pay back your loans within 2 years you get most of the interest you paid back! Get started by contacting Kerry Berchtold at email@example.com at 339-235-0419. Don’t forget to mention Miss Bonnie MD to get your $200 once you’re approved!
I’m a big fan of CommonBond with their socially minded company. Every time a loan is refinanced they help fund a child’s education abroad. They offer unemployment protection. Refinance with them and receive $200.
Elfi is pretty new to the scene and offers very low rates – as low as 2.39% variable and 3.19% fixed. $100 to you if you refinance with them.